Voluntary Benefits Los Angeles, CA


Broker?  Are you having difficulty meeting the increased and complex demands of your clients amidst contracting revenue streams?

Employer?  Are you struggling to provide benefits solutions to take care of your employees while keeping your business profitable?

Individual?  Are you concerned about getting hit with exorbitant medical and out-of-pocket expenses should you or a family member suffer an accidental injury or serious illness?

If the answer is YES, you’ve come to the right place.  It’s time you took a serious look at how a voluntary benefits strategy can be a game-changer for you.

– William Hofto

Your Dedicated Source For Voluntary Benefits Serving The Greater Los Angeles Area!

Voluntary Benefits, Benefit Everyone!  In today’s challenging and continually shifting health care landscape, major medical insurance alone has it’s limitations. Voluntary insurance solutions are quickly becoming an essential component to your success post health care reform—from preserving your lifestyle to sustaining your business.


What I do…



Helping Individuals and small business owners to better prepare and protect themselves, their families, and their lifestyles by taking ownership of their healthcare through cost-effective solutions they control, providing them with peace of mind and confidence about their financial future.


Helping businesses to endure and thrive in the face of a economic volatility and a changing health care landscape by showing them how to contain rising healthcare costs while staying competitive in the job marketplace, and keeping their employees happy and productive.


Helping brokers to adapt and reinvent their agencies for success in the changing benefits environment, to expand and solidify relationships with their clients by bringing more value to them, positioning real solutions with measurable results, and by capitalizing on vibrant new revenue streams.

  • Cover Increased Risk & Exposure

  • Protect Income & Savings

  • Wellness Incentives

  • Expand Benefits At No Cost

  • Improve Hiring & Retention

  • Increase Productivity & Profitability

  • Provide Clients With Effective Solutions

  • Partnership, Accuracy & Support

  • Replace Lost Revenue

One Of The Fastest Growing Insurance Market Sectors

Due to market conditions impacted by the Affordable Care Act, voluntary benefits have gone mainstream.

Voluntary Benefits On The Rise:  

16-year growth trend indicates a strong shift toward voluntary benefits.  Strong, healthy growth expected to continue through 2015 and beyond.¹

Featured Topics


Get Voluntary Now!

The Essentiality of Voluntary Benefits

While it's becoming more and more an accepted industry buzzword as it gains popularity in the marketplace, I'm actually not a very big fan of the term "voluntary" insurance.” As one who makes a living evangelistically [...]

The Most Effective, $0 Cost Wellness Initiative You Need To Be Leveraging

In recent years, a key component of company benefits and cost-containment strategies has been an attempt to get employees to be more health conscious--and rightly so.  Not only is taking care of oneself becoming more and [...]

Is Your Voluntary Strategy Staying On Track?

With nearly half of 2015 behind us, it's a good time to check on your voluntary benefits strategy to see if you're getting the most out of it.  While a heavy focus on health care [...]

Benefits Solutions Designed To Fit Any Need


What Clients Are Saying


To my surprise (and many of our employees), William has gone above and beyond our wildest expectations. His diligence and steadfast commitment to service, particularly when it comes to claims, has helped many of our employees, including myself, get through their time of need without so much as a hiccup.
Vicki R.
I am a huge believer in voluntary benefits!
Noah S.
I can’t thank you enough! I raved about you and AFLAC to our director of Human Resources. AFLAC made everything so much easier to deal with and have done an amazing job at helping with my bills so far.
Claudia B.
The implementation process (a few days) and ongoing maintenance (which take about an hour per year) pales in comparison to the value we have added to our benefits program for our employees and their families. Not only are they appreciative of the offering, but they thank me for doing so!
Gina C.
We’re Here To Help Your Business Blast Off!

Through Forward Thinking, Innovation & Constantly Bringing Value

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